Life Insurance
Embedded Wellness Riders for Life Policies
February 2, 2026
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Michael Chen
Riders connect to wearable data, telehealth visits, and financial coaching. Premium credits unlock when policyholders hit activity milestones or complete screenings.
Support Caregivers
Benefits include respite stipends, estate-planning sessions, and grief counseling, deepening loyalty.
Wellness riders align incentives for healthier, longer lives.